Can I use buy now, pay later for refurbished products?
Some refurbishers offer buy now, pay later (BNPL) options that let you split the cost of a refurbished Apple product into installments. Availability depends on the seller, your market, and the BNPL provider.
Which BNPL services are available?
Common BNPL options at refurbished retailers include:
- Affirm: Available at select US sellers. Offers fixed monthly payments.
- Klarna: Available in the US, UK, and parts of Europe. Offers "Pay in 4" and monthly payment plans.
- Afterpay (Clearpay in the UK): Available at some US and UK sellers. Splits the purchase into 4 interest-free payments.
- PayPal Pay Later: Available at sellers that accept PayPal. Offers "Pay in 4" or monthly payment options.
How do I find sellers with BNPL?
On RefurbMe, you can compare installment payment options across refurbishers. This page shows which sellers support BNPL and what payment methods they accept. You can also check payment options on the seller's website when you click through from RefurbMe.
Are there any fees?
Most BNPL services offer interest-free plans if you pay on time. Late payments may incur fees or interest depending on the provider. Always review the terms at checkout before committing to a payment plan.
BNPL vs. other ways to save
If you want to spread the cost, BNPL is a good option. But you can also lower the total price by setting price alerts, choosing an older model or lower condition grade, or comparing prices across sellers.